Portfolio diversification is the practice of spreading investments around so that exposure to any one type of asset is limited. Personalized portfolios refer to the creation of a portfolio that is tailored to a client’s investor profile, preferences, and goals. Dynamic portfolio adjustments are defined as actions taken to optimally position a client portfolio for changing market conditions based on their investor profile and risk tolerance. Automated risk management is defined as the automatic adjustment of client portfolio risk levels (such as net exposure, beta, and R2) in response to market conditions. Responsive downside protection is defined as actions taken in response to market conditions to protect clients from losses. Automated portfolio hedging is defined as the management of net exposure and long/short positions to hedge portfolios against potential market drawdowns.
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Performance is calculated net of fees. alphaAI performance is representative of our Moderate Builder portfolio. Wealthfront performance is representative of their Classic portfolio. Betterment performance is representative of their Core portfolio. Figures shown are averages. Actual figures may vary due to factors such as market timing and portfolio size.

YTD figures are as of October 31, 2023

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Testimonials are from alphaAI clients. Clients were not paid for their testimonials. Each testimonial reflects the individual experience of the clients depicted. They are not intended to represent any other client’s experience. The client testimonials represent their opinions at the time given. Logos represent companies that alphaAI clients work at. Logos should not be construed as these companies' endorsement or partnership of alphaAI. The content provided should not be construed as investment or financial advice, tax or legal advice, an offer, solicitation of an offer, or advice to buy or sell securities or other products offered by alphaAI or any third party. All investments involve risk.

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Enhance your returns with leveraged ETFs.

Do you wish SoFi Automated Investing had higher-returning options?
Try alphaAI!

Trade a bit more risk for a higher reward potential

Depending on your age and risk tolerance, you might want to allocate a portion of your capital to higher-returning assets like leveraged ETFs.

You can still keep money in SoFi Automated Investing

We are an addition to your portfolio, not a replacement for the types of passive, market-tracking strategies offered by companies like SoFi.

Realize the benefits of automated risk management

When it comes to leveraged ETFs, simply buying and holding won't work. alphaAI specializes in controlling your portfolio's volatility and losses.

How?

alphaAI offers an alternative to traditional buy and hold strategies with leveraged ETFs

AI trained on billions of data points.

Our AI system is built with multiple models, trained on every single US-listed stock spanning decades of data. Our AI constantly monitors the markets to make the best decisions for you.

We tailor a strategy to your risk tolerance.

We customize your strategy so that your risk levels stay within defined parameters. Within those parameters, your returns are optimized based on market conditions.

Equip your strategy with market responsiveness.

Our AI automatically adjusts your portfolio based on market conditions. Our AI ingests real-time data to ensure that the best decisions are being made at the right time.


SoFi Automated Investing is not optimized for leveraged ETFs.

alphaAI
Wealthfront
High-Upside, Leveraged ETF Strategies
Leveraged and inverse ETFs have the potential to deliver greater returns and losses than their underlying benchmark indices. Leveraged ETFs are associated with a higher level of risk than unleveraged ETFs and are only suitable for investors who understand these risks and have a high-risk tolerance.
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Smart Stash: Earn 6%+ Yield
Smart Stash is an intelligent cash management solution where excess cash in your alphaAI account will automatically earn market-leading yield.
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Personalized Portfolios
Personalized portfolios refer to the creation of a portfolio that is tailored to a client’s investor profile, preferences, and goals.
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Automated Rebalancing
Technology-driven process to realign the proportions of assets in a portfolio as per desired allocation.
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Dynamic Portfolio Adjustments
Dynamic portfolio adjustments are defined as actions taken to optimally position a client portfolio for changing market conditions based on their investor profile and risk tolerance.
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Responsive Downside Protection
Responsive downside protection is defined as actions taken in response to market conditions to protect clients from losses.
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Automated Risk Management
Automated risk management is defined as the automatic adjustment of client portfolio risk levels (such as net exposure, beta, and R2) in response to market conditions.
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Automated Portfolio Hedging
Automated portfolio hedging is defined as the management of net exposure and long/short positions to hedge portfolios against potential market drawdowns.
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Disclosures

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Testimonials are from alphaAI clients. Clients were not paid for their testimonials. Each testimonial reflects the individual experience of the clients depicted. They are not intended to represent any other client’s experience. The client testimonials represent their opinions at the time given. Logos represent companies that alphaAI clients work at. Logos should not be construed as these companies' endorsement or partnership of alphaAI. The content provided should not be construed as investment or financial advice, tax or legal advice, an offer, solicitation of an offer, or advice to buy or sell securities or other products offered by alphaAI or any third party. All investments involve risk.

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Hear It From Them

Real clients, unpaid testimonials.
“Portfolio management used to be frustrating because I didn’t have time to keep up with the markets. I like that alphaAI handles everything for me and has kept me ahead of the S&P 500.”
SS

Client since 2021

“For my investments, I’m looking for a better return than the level of risk taken on. And that’s exactly what alphaAI has done for me.”
FT

Client since 2023

“[Buy-and-hold] is attractive in hindsight in one of the best bull [markets] we’ve had, but it's hard to stomach for me right now when we are near all-time highs. [alphaAI] overcomes that concern for me.”
CJ

Client since 2024

"I've been really impressed with the platform's ability to avoid losses when there has been some significant volatility."
DL

Client since 2024

Our clients work a top companies like:

Start investing today, for free.

First we innovated investment technology. Then, we decided to revolutionize its pricing.

Your First $1,000
Absolutely Free

Try alphaAI for as long as you'd like. Pay only when you hold over $1,000 in your account.

High-Upside, Leveraged ETF Strategies
Leveraged and inverse ETFs have the potential to deliver greater returns and losses than their underlying benchmark indices. Leveraged ETFs are associated with a higher level of risk than unleveraged ETFs and are only suitable for investors who understand these risks and have a high-risk tolerance.
Smart Stash: Earn 6%+ Yield
Smart Stash is an intelligent cash management solution where excess cash in your alphaAI account will automatically earn market-leading yield.
Dynamic Portfolio Adjustments
Dynamic portfolio adjustments are defined as actions taken to optimally position a client portfolio for changing market conditions based on their investor profile and risk tolerance.
Responsive Downside Protection
Responsive downside protection is defined as actions taken in response to market conditions to protect clients from losses.
Automated Risk Management
Automated risk management is defined as the automatic adjustment of client portfolio risk levels (such as net exposure, beta, and R2) in response to market conditions.
Automated Portfolio Hedging
Automated portfolio hedging is defined as the management of net exposure and long/short positions to hedge portfolios against potential market drawdowns.
Personalized Portfolios
Spreading investments across various assets to reduce risk and improve potential returns.
Automated Rebalancing
Technology-driven process to realign the proportions of assets in a portfolio as per desired allocation.
$12/mo
Billed monthly

Start for free. Once your account exceeds $1,000, you'll simply pay $12 per month with no hidden fees.

$9/mo
Billed yearly

Start investing for free up to $1,000. After that, save 25% with our yearly subscription. No hidden fees, ever.

Save 25%

Frequently Asked Questions

Find answers to common questions about alphaAI.

How does alphaAI work?

At alphaAI, every strategy has four modes: Surge, Steady, Cautious, and Defense. Our Investment AI will automatically switch between modes based on market conditions. 

The idea is simple: When the market looks good, we invest more to help you earn more. When the market seems risky, we invest less to help protect your money.

Learn more about our investment strategy modes.

How does alphaAI use AI?

We use AI to automate the entire investment process, from beginning to end.

At the core of our industry-leading AI system is a team of predictive machine learning models. These models are trained on decades of data from more than 10,000 global stocks, analyzing over 10 billion data points on average. Each model is built for a specific purpose, and together they work as a team to make smarter trading decisions.

Our portfolio management system then takes these predictions and uses a clear, rules-based process to decide how to act. This includes making trades and managing risk, all tailored to your unique investor profile. Plus, we’ve built in multiple safety measures to ensure that every decision stays within strict, pre-defined limits.

Read more about our technology.

Is it safe to let AI handle my money?

Yes, absolutely! There’s no chance our AI will take unexpected actions – and here’s why.

At its core, AI is simply machine learning (ML), which is a branch of math that uses models to find and learn from patterns in data. We use these predictive models alongside a clear, rules-based system to make trades and manage risk, all tailored to your unique investor profile. To add an extra layer of protection, we’ve built in multiple safety protocols to ensure every action stays within strict guidelines.

So, there’s no need to worry – AI isn’t sentient, and it can’t make its own decisions. It’s just a tool we use to process data and generate smart, reliable investment strategies.

Read more about our technology.

Are there any hidden fees? What’s the actual price?

At alphaAI, we don’t believe in the traditional management fee model. Why should your costs go up as your assets increase?

We charge a single, flat subscription fee. This is the only way we make money. We do not charge account opening fees, minimum account fees, withdrawal fees, or account closing fees.

At alphaAI, our mission is to make sophisticated investment strategies accessible to everyone! We pride ourselves in our affordable and transparent pricing.

Learn more about our pricing.

Is alphaAI really free up to $1,000?

Yes, alphaAI is 100% free up to $1,000! You worked hard for your money, and we want you to make the most informed decision on where to invest it. Try alphaAI out by starting off small. Get to know our platform and how our Investment AI works. Increase your capital if and when you feel comfortable. You pay only when the value of your account exceeds $1,000.

Learn more about our pricing.

What is the minimum account size?

Get started with as little as $100!

How is alphaAI different from other roboadvisors?

alphaAI is the only roboadvisor that adjusts your portfolio to the markets in real-time. Other roboadvisors use a purely passive investment approach, which leaves you unable to take advantage of market trends.

At alphaAI, we use responsive investment strategies to manage your risk. The idea is simple: When the market looks good, we invest more to help you earn more. When the market seems risky, we invest less to help protect your money.

Read more about the alphaAI difference.

What is alphaAI’s investment philosophy? How do you control risk and drawdowns?

Our goal is simple: deliver better risk-adjusted returns than the market. 

‍Our AI system adjusts your strategy to your unique investor profile and risk tolerance. We adapt your portfolio’s risk level to the markets in real time, helping keep your portfolio’s volatility and drawdowns within your defined acceptable range.

Read more about our investment philosophy.

Why does alphaAI focus on leveraged ETFs? Aren’t they highly risky?

We focus on leveraged ETFs because they have the potential for big returns. For example, TQQQ has delivered an average return of 41% per year since it started. That’s the kind of growth that gets us excited — and if it excites you too, you’re exactly the type of client we’re built for.  

But it’s important to understand both sides of the story. While TQQQ has delivered strong long-term results, it also lost 80% in 2022, which is completely unacceptable from an investment standpoint. That’s exactly the kind of risk we work hard to manage. Our main focus is protecting you from those big losses by using automated tools to adjust how much of your portfolio is invested based on market conditions and your personal risk tolerance.

To give you some perspective, the S&P 500 has an average annual volatility of 20% — think of volatility as a way to measure how much risk you’re taking. With our technology, you decide how much risk you’re comfortable with — less, more, or about the same as the S&P 500 — and our AI takes care of the rest to keep your portfolio on track, with the goal of delivering better returns than the level of risk taken on.

Learn about why loss minimization is the key to building wealth.

How hands-on or off is alphaAI?

alphaAI is completely hands-off – set it and forget it!

All you have to do is set your investor profile and customize your strategies. After that, we take care of everything for you. We automatically make trades and manage your portfolio’s risk in response to market conditions. Our leading-edge AI system stays on top of the market so you don’t have to. Rest easy knowing that regardless of what the market does, we are responding in the best way for you and your financial goals. 

Read more about how the alphaAI process works.

What assets can I invest in through alphaAI?

Our strategies are optimized for ETFs, including leveraged and inverse ETFs. We will be adding additional asset classes in the future.

Learn more about ETFs and how they could help you achieve your investment goals.

Still have questions?

Contact us for more information or assistance.

Reduced fees and more.

Join early for exclusive benefits.

Why settle for traditional when you can have transformational? With alphaAI, you're not just joining an investment platform; you're embracing the future of finance. Let's redefine your financial journey together.

Figures for 1/1/2022-12/31/2023 and are calculated net of fees. alphaAI performance is representative of real client accounts running our default strategy, which invests in TQQQ and SQQQ. The figures shown are averages. Actual figures may vary due to factors such as market timing and portfolio size.

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